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With nearly half of Americas workforcesome 78 million workerslacking access to a workplace-provided retirement savings plan, recommendations are in the offing before Congress.
One response came from Prudential Financial Services in a white paper entitled Leveraging Multiple Small Employer Plans to Close the Retirement Coverage Gap.
It focuses on the more than 30 million uncovered workers employed by small businesses with fewer than 100 employees. The solution, according to Prudential, is the Multiple Small Employer Plan. It would enable small employers to join together to offer a single retirement program to their respective employees.
Topic: Fixing the Retirement System Subtopics: The American Retirement System What Is Retirement Age? Pension Retirement Plan Reform Lifetime Annuities 401k Annuities 401k Annuities: A Proposal from TIAA-CREF 401k Annuities: Popular Support Cash Balance Accounts White House Reform Obama Retirement Reform Social Security Statements as a Model Models from Australia, New Zealand, and Canada What the Public Wants Multi-Employer Plans Automatic 401k Automatic IRA Tom Harkin Herb Kohl Other Advocates of Pension Reform Opposition to Reform